Why dealers choose Torque
Finance that helps you sell, not slows you down.
A versatile lender panel
From excellent to poor credit, self-employed to business finance, our panel gives more of your customers a route to approval.
No stone left unturned
We take time to understand each customer's circumstances and explore every option to secure an approval.
Fast and responsive
Quick decisions and clear communication at every stage. We're open 7 days, so weekend deals keep moving too.
Extra revenue
Help more customers drive away and earn commission on funded deals. It costs nothing to join.
A versatile lender panel
Who we can help
Our panel covers a wide range of customers and vehicles, so fewer of your buyers walk away without finance. We take time to understand each customer's circumstances and look at every option to find a way forward.
All finance is subject to status and lender criteria.
Your Torque team
A personal team behind you.
We're fast, responsive and keep you updated at every stage, from the first enquiry to payout and beyond. Whether you're an independent dealer or an established motor group, we're here to build long-term partnerships that work for both sides.
Enquiries
We pick up your customers' finance enquiries quickly and keep things moving.
Applications
We manage the application and liaise with your customer and our lenders.
Payouts
We work with you through the payout process so deals complete smoothly.
Queries
A team on hand to answer questions throughout the finance journey.
After-sales support
Our relationship doesn't end when the vehicle leaves your forecourt.
Regulated and compliant
We handle the finance properly, so you don't have to worry.
Motor finance is under more scrutiny than ever. We take care of the regulated side of the journey, so you can focus on selling cars.
FCA FRN 1061143
Appointed representative of Presto Finance Ltd (FRN 984108)
✓FCA regulated
Torque is an appointed representative of Presto Finance Ltd, which is authorised and regulated by the Financial Conduct Authority.
✓Clear commission disclosure
Customers are told how we're paid before they go ahead, so everything is open and transparent.
✓Fair outcomes for customers
We follow the FCA's Consumer Duty, treating every customer fairly and helping them understand their options.
✓We manage the finance journey
Applications, documents and lender communication are handled by our team, start to finish.
How partnering works
Up and running in four steps.
Get in touch
Send us an enquiry, WhatsApp or email. It takes a minute.
Quick chat
We get to know your dealership and how we can best support you.
Send us your customers
Pass customers who need finance to your Torque team and we take it from there.
Get paid monthly
Earn commission on funded deals, with a clear statement every month.
Earn extra revenue
Simple, transparent commission
You earn commission on funded deals, paid monthly with a clear statement so you always know where you stand.
Monthly statement
We send you a statement of your funded deals each month.
Raise an invoice
Simply invoice us for the amount on your statement.
Get paid
We process your payment once your invoice is received.
Extended warranty
Peace of mind for your customers
Through our partnership with Warrantywise, your customers can add a used car warranty plan for help with garage repairs, parts and labour if their car breaks down.
Become a partner
Let's work together.
Tell us a bit about your dealership and we'll be in touch for a quick chat. Prefer to talk now? Message us directly.
Your enquiry goes to [email protected]. We use your details as set out in our Privacy Policy.
Partner FAQs
Does it cost anything to become a partner?+
No. Partnering with Torque is completely free. We help you get more units out the door while earning extra revenue.
What types of customers can you help?+
Our lender panel is versatile. We help customers with excellent to poor credit, including IVAs, as well as self-employed customers, limited companies, customers on benefits, taxi drivers and business finance. All finance is subject to status and lender criteria.
What happens when I send you a customer?+
Our team gets in touch with your customer, takes the time to understand their circumstances and handles the application with our lenders. Decisions are usually quick, and we keep you updated at every stage.
What if my customer has been declined before?+
Get in touch anyway. We look at the customer's full situation and explore every option across our panel to find a way forward where one is available.
How does commission work?+
You earn commission on funded deals. Each month we send you a clear statement, you raise an invoice for the amount, and we process payment once it's received.
Can my customers add an extended warranty?+
Yes. Through our partnership with Warrantywise, customers can add a used car warranty plan. See our Warranty page for plan details.
What vehicles can be financed?+
Cars and motorhomes up to 10 years old, plus classic, imported and modified vehicles on a case-by-case basis. Speak to our team about any specific vehicle.
How do I become a partner?+
Fill in the enquiry form on this page, WhatsApp us on 07498 488236 or email [email protected]. We'll arrange a quick chat to get to know your dealership.